Free guide · Nearing retirement or already there
9 Retirement Blunders to Avoid
Most retirement mistakes have nothing to do with bad luck. They come from playing a brand-new game by the old rules. See the 9 costly blunders I see most often, and the simple questions that can help you avoid every one.
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Why this matters now
Retirement is a new game. The old rules can quietly cost you.
While you are working, a paycheck covers the bills and time heals most mistakes. The day you retire, the paycheck stops. Your savings now have to replace it for 20 or 30 years, through market drops, rising prices and tax changes.
The good news
The most expensive retirement blunders are also the most avoidable. Almost every one comes down to a question nobody asked in time.
Inside the guide
How many of these sound familiar?
Tap any blunder you might be making today. Be honest, nobody sees this but you.
- Bonus: The Retirement Blunder Checklist10 honest statements and a simple score that shows whether your plan is in good shape or needs attention.
Each blunder in the guide comes with what it can cost and a better move to make instead.
Free PDF. Opens on the next page.The eye-opener
Same $1 million. Same average return. One ran out of money at 85.
Two hypothetical retirees did almost everything the same. One still had money left at 90. The other ran out five years earlier. The difference had nothing to do with picking better investments. Blunder 8 shows exactly what happened, and the three questions that help protect you from it.
So what was different?
Hypothetical example for educational purposes only. Not a projection of any investment.
What you get
A clear, illustrated guide you can read over one cup of coffee.
- Easy-to-read charts that show what each blunder can cost
- “Questions to ask” boxes you can take to any advisor meeting
- A max upside and max downside worksheet for what you own
- Plain English. No jargon, no sales pitch.
This guide is for you if
You worked hard to save. Now you want to make sure it lasts.
- You plan to retire in the next 10 years, and you want to get the big decisions right the first time.
- You are already retired and want to know your plan still holds up.
- You are not sure what you pay in fees, or what you get in return for them.
- A market drop right now would keep you up at night.
- Most of your savings is in a 401(k) or IRA and you have no plan yet for the taxes.
- You have been doing it yourself and want a quick way to check for blind spots.
A note from Roger
Most of the mistakes I see were avoidable.
I help people who are close to retirement, or already there, protect what they have saved and turn it into income they can count on. Over the years I have sat across the table from a lot of careful, smart savers. The blunders in this guide are the ones I see again and again, and most of them could have been avoided with one good question asked in time.
I wrote this guide so you can spot them first. Read it, score yourself with the checklist, and talk it over with your spouse or family. When you want a second set of eyes on your own numbers, my door is always open.
Roger FishelRoger Fishel Financial · Orlando, Central Florida & nationwide by video
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Score your plan
Take the 10-point Blunder Checklist. If you want help, book a free Retirement Clarity Session.
Questions
Before you download
Is the guide really free?
Yes. There is no cost and no credit card. Fill in the short form and the PDF is yours.
I am already retired. Is it still useful?
Yes. Several of the blunders, like fees, withdrawals, inflation and taxes, matter even more once the paycheck stops. The checklist works whether you retire next year or retired years ago.
Will someone pressure me to buy something?
No. The guide is education. You will get the guide and a few helpful follow-up emails, and Roger’s team may reach out once to make sure it arrived. You can unsubscribe at any time.
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So we can text you a link to your guide and answer questions if you have them. Message frequency varies, and you can reply STOP at any time.
Is this financial or tax advice?
No. The guide is for general education only, and every example in it is hypothetical. Neither the firm nor its agents or representatives may give tax or legal advice. Please talk with a qualified professional about your own situation before you act.
How do I receive it?
It opens on the very next page as a PDF you can read on your phone or computer, and we also email you a copy so you can find it later.
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The most expensive blunders are also the most avoidable.
Get 9 Retirement Blunders to Avoid today, and find out which ones apply to you.